So.......my lender is willing to do 80% LTV and 50 DTI on the BRRR I just bought but only after 6 months of ownership........I thought there was no seasoning for these........
@PJ Kokesh Call more portfolio lenders in your market. I've grown to learn that not all banks or lenders are the same and they have different appetites for certain types of borrowers, collateral, loan types, etc.
I've definitely done BRRRs in my market without seasoning. I'd try the 5 to 10 smallest banks/credit unions in your area. You may be surprised by what you find.
See the Delaying Financing Exclusion for more details on refinancing before 6 months.