HELP!!! How to start with my situation??

[David Mcknight]

Hey BP,

     I have a question. what is the best way for me to start investing in rentals? I have a mortgage on my house already(85k and moved my mother in) and was wondering if it would be a good idea to refinance it to get a down payment for another property. If so, do I need to wait for my credit to go back up ( if it goes down at all) or will I be able to start looking for another mortgage loan for another property?

Thanks in advance 

-David