I am real estate  enthusiast and planning to start investing in real rental real eastate,  however In my country (nepal) house price normally starts around USD 120,000.00 - USD150,000.00 for 3 2BHK and down payment for loan is 50% with maximum tenor of 20 years. Interest on loan is 11-13% p. a. and rental income per 2BHK will be Usd 150. Under this context how can i generate at least some passive income after paying monthly emi?  Your suggestions will be highly appreciated.