I am about to own my 6th SFH rental property and I do have 7 mortgage loans soon. I read somewhere that it will get difficult after 10 residantial ( or non commercial ) loans to obtain new loans. So I have this couple questions.

- So what do you do after you have 10 loans ? Can I bundle them in a commercial loan ? If yes what does it cost me to originate this cost ?

- MY DTI would still allow me to obtain new loans but where would I find the lender

- How and where do I obtain commercial loans ? Do I go to the SBA and tell them I got 400k, and ask them if they are willing to give me 2mil and I got shopping ?