Establishing business credit

2 Replies

Hi @Jenel Marable and welcome to the BiggerPockets Forums!

Honestly, your LLC may not need ANY credit, since most lenders are only going to lend to you directly.

Even so, here are some suggestions for building business credit:

  1. Get a D-U-N-S number (see
  2. Start paying some expenses (contractors, utilities, etc.) through your business entity
  3. Get a secured credit card through your business bank, then strive to get the limit raised

Good luck!

Thank you for the feedback. I have applied for a DUNS number. I have not set up a business bank account yet. Do I need a DUNS number for that or just my EIN? Any suggestions on a bank?