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Foreclosures

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Teri B.
  • South Bend, IN
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Confusing Foreclosure- Lien Sandwhich

Teri B.
  • South Bend, IN
Posted Nov 22 2016, 13:24

Hello. 

 I'll soon be figuring this out for sure, as our auction bid (wasn't reserve price) was accepted.  Contract says title will be insurable, and bank not required to satisfy liens. I'll be paying for a Special Warranty Deed myself.

Has anyone ever seen liens sort of sandwiched between foreclosure proceedings like this?  I'm wondering if any of this gets wiped out because of the timeline.  

From title report.....

1. Bankruptcy (no date given, not sure how it fits in timeline)

2. Judgement (local company) $600, 7/12/2012

3. Complaint for Foreclosure, 8/15/2012

4. Default Judgement of Foreclosure, 10/30/2012

5.  Judgement ($400)cash advance place), 12/27/2012   

6. Court minutes dismissing the case recorded on 6/27/2013

7. Notice of Motion and Opportunity to Object Recorded on 7/1/2013

8. Tax Lien $1600, 9/8/2014

9. Tax Lien $900, 11/1/2015

10. Mechanics Lien, $500, 1/5/2016

11. Sheriff's Deed Recorded on 2/1/2016

12. Order on Motion to Vacate Sheriff's sale and set aside Sheriff's deed recorded on 2/22/16

13.  Order for Writ of Assistance Recorded on 8/16/2016

14. Writ of Assistance Recorded on 8/16/2016

15.  Bank recorded on deed 9/1/2016

House is still occupied.  Not sure by whom yet.  Owner seems to have some criminal history.

Thank you for any thoughts you may offer about what may be satisfied by bank/cleared by proceedings.

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