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Jennifer Roberts
  • Rental Property Investor
  • California
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DSCR Loan Vs. Conventional Loan

Jennifer Roberts
  • Rental Property Investor
  • California
Posted Apr 6 2022, 09:54

As a newer investor I'm wondering why I would want to max out my DTI before applying for a DSCR loan? Are there any pros or cons to this? Or why would a lender recommend this? Just for reference, I have a good amount of cash to use as leverage with DSCR and qualify for much less using conventional and we may be looking to move and use a conventional loan for our next personal property within 3-5 years.

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