2 years income

[Dan Funk]

Hello,

My first rental was purchased in September of last year. So I had a Schedule E for last year's tax return. And now I'll have a schedule E with this year's tax return. Does this count as the "2 years" so I can use that income for commercial/portfolio lending? Or is it two calendar years I need under my belt? Or does this depend on the lender/underwriter?

Dan