I own a few properties and have mortgages to go with them. I just acquired a new property (investment) and I'm shopping the loan.

Can anyone suggest any resources/guides/techniques they use when loan shopping?

In the past I've always been amazed at how much better the lenders can do once they are challenged by the competition (re: rates, loan orig. fees, etc.) but I hate having to play the game each time.

Any tips to get lenders to cut to the chase?
Any b/s fees that you gotten them to eliminate in the past?