I've been approached by a few sources
and not sure which one to use?
Doesn't HARP end in December? I don't know of anyone that's used it, but it sounds good for those that qualify.
HARP has been extended multiple times and the current deadline is 12-31-18.
I actually did a HARP refinance a few years back. It’s a good program if you’re eligible. Have you checked with your current lender to see if they can do it?
I've used it. The program covers owner occupied and investment properties. Had to use it during the recession when a tenant stopped paying rent and destroyed the rental. You have to be in a pretty bad pickle in order to qualify, but it sure helped me out. My interest rate went down to 3.5%.
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