Florida Mobile Home Park Insurance
Hey BP,
I am having trouble finding an insurance company to insure a 28 space mobile home park in Florida. The homes are all owned by the park. Most companies are able to find general liability, but unable to find a company to ensure the park, homes, and ancillary structures.
Anybody have any recommendations?
Thank you!
Kellen
@Kellen Driscoll
Kurt Kelley at Mobile Agency .
@Scott Schaar They wont insure in Florida.
@Kellen Driscoll well that’s a bummer . They do a great job . I’ve received a quote from another company before . I’ll look up the info for you .
@Kellen Driscoll Check with your local manufactured home association. Usually they're a good resource for referrals. Hope that helps!
Originally posted by @Kellen Driscoll:
@Scott Schaar They wont insure in Florida.
I take it it's a hurricane issue? Or is it something else?
@Scott Schaar There are multiple issues:
1) Some of the homes are older ranging from 1970s-early 2000s
2) Wind insurance is a tough one to get it seems
3) The bank is requiring hazard insurance in the amount of the mortgage rather than the value of the homes/ ancillary structures
@Kellen Driscoll that's is going to be tuff . POH are always fun .
I'll send you company to try . No promises though
@Kellen Driscoll We use Foremost Insurance.