I purchased a duplex with FHA and had a clean 4-point inspection. I went through closing with no problems. After closing, the insurance provider requested that the inspector updated the 4-point to include the secondary roof that was not previously included (It was included in the full inspection report). It came back as satisfactory with 3-8 years remaining, but the insurance provider is canceling the policy unless the secondary roof is replaced.
My hand is forced here, right? I have to have the roof replaced?