Buying my 1st SFH in Houston !!!! Looking for Home owners insurance!!

11 Replies

Hello All,

I'm in the process of purchasing my first rental !! Now,  I am looking for home owners insurance for my property. I been looking but some are a bit pricey affecting my CASHFLOW !!!. Can anyone refer me a to a good Insurer ? I live in Houston.

Haitham Foty

Benchmark Insurance Group of Texas

1111 North Loop West Ste 730

Houston, TX 77008

Office: 281.569.4353

Fax: 281.569.4379

Cell: 832.375.4008

Email: [email protected]


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Affinity group.   National insurer.  Cheap with good liability coverage $1 M.

If you are maximizing cash flow, and like the minimal "self insured" model of barebones insurance, then Affinity is a good bet.

I saved around $400/year by switching  to Affinity last year for my texas property (sounds like a Geico commercial)

Affinity is good, but we recently switched our builders risk and some of our rentals over to Haitham at Benchmark and the rates are better.

We just got a quote from an insurer. We cut our premiums by 2/3 in some cases by insuring for the house value rather than replacement costs.

Do you happen to have any contact information on affinty group ?

So I should be closing on a Home soon. What should I look for in home insurance on my 1st SFH ?

Liability 100k or 300k ?

DP1 or DP3 ?

I'm stuck on choosing insurance. The quotes vary from 850-1400.  << Affecting cash flow

Can any one give me some places to check out? Advise?

So far I looked into Benchmark and goosehead insurance

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