looking to do a line of credit with Finance of America Commercial for a property that appraised low because I had gutted the property which had hurt my appraisal but the ARV is worth it . should I look for other financing options? The purchase price is the loan payoff amount which can't be lowered at 143k the appraisal is at 108k because of the gut down to the studs the ARV is 280K the rehab budget is 40k. what are your thoughts?

Thanks Chris Brall