USDA Business & Industry Loan

[Adeel Syed]

Hi BP

I'm looking to buy a strip mall in rural Michigan for 2M and 90% LTV. I figured I could get this done through USDA and have a lender who's quoting 6% on a 30 year adjustable quarterly. How can I make sure this is the best rate I can get since info on USDA rates is practically non existent? SBA loans for commercial are in the upper 3's and lower 4's so why is the USDA so much higher when it is also guaranteed?

Is there any way to shop USDA loan around?  Are there recommended lenders I can work with who lend in Michigan and participate in this program?  

Thanks in advance!