A few months ago I heard on a podcast.....when putting a multi-family property under contract, one can have the owner assign the right for the buyer to place an insurance claim while the property is under contract.  This regarded hail.  The thought is if the property hasn't had a hail claim, during the due diligence claim the buyer can have the sellers insurance come out and assess.  If there is hail damage, the new buyer gets the payout, not the seller.  Has anyone ever done this?  Know anything about it?

Problem is I don't remember what podcast I heard this on, or I'd start there.  It wasn't a BP podcast.