Insurance for multifamily units

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Complete and utter newbie here! I've never bought a property and want to house hack in the Washington DC/Baltimore area. How can I accurately calculate insurance rates on multifamily property??? Is there a rough formula for this??? Thanks!

You could always get a quote from an insurance broker that you have a relationship with. A lot of them are open to working with new investors as long as you present yourself as someone who is serious.