General Real Estate Investing

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Diva Rescia
  • Investor
  • California
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Looking for a lender who can use a previous credit report 30 days

Diva Rescia
  • Investor
  • California
Posted Jul 24 2022, 16:07

Hi I am looking for lenders as I am shopping around to pull the equity out of my paid off property. I have ran into the situation where each lender wants to keep pulling my credit. Anyone know of any lenders who can use my last credit report that was pulled within less than 30 days to qualify for the loan ?

THanks

Diva

Orange County, California

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Kevin Woodard
  • Lender
  • Nationwide
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Kevin Woodard
  • Lender
  • Nationwide
Replied Jul 24 2022, 17:32

I have never used a pre-existing credit report from another lender. However, I can originate multiple loans with the same credit report, as long as the loan is underwritten in the 90-day window of the pull.