Mortgage not reported on credit report
Hello everyone and thank you in advance for any info,
After closing my lender asked if I wanted the loan reported on my C.R.. I didn't know that not reporting was an option. Does anyone have any experience with this. I would love to have it not reported as it would keep my D.T.I. lower for other future loans. Do I need to disclose this loan while applying for other loans?
Thanks for your time!