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Private Lending & Conventional Mortgage Advice
HomeForumsPrivate Lending & Conventional Mortgage AdviceTransitioning From Owner Occupied Rental to Full Rental
Andrew Sprague's profile image
Andrew Sprague's profile image
Andrew Sprague
  • Realtor
  • from Boston, MA
  • Member since Sep 4, 2019
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Andrew Sprague's profile image
Andrew Sprague's profile image
Andrew Sprague
  • Realtor
  • from Boston, MA
  • Member since Sep 4, 2019
Connect
Andrew Sprague
  • Realtor
  • Boston, MA
32
Votes |
17
Posts
Private Lending & Conventional Mortgage Advice

Transitioning From Owner Occupied Rental to Full Rental

Andrew Sprague
  • Realtor
  • Boston, MA
Posted Jan 24 2021, 20:51

Rookie Investor from MA looking to buy in May.

What is the process for buying a house through FHA and moving out to rent the property full time?

I know I’m required to live in it for 1 year etc. but when I move out does the loan structure change? Do I have to put cash in or realize value to get to the 25% equity threshold for an investment property? Should I refinance when I move out? If anyone has experience with this traditional house hack method please let me know.

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