Anyone use Shiver’s Lending??

[Kailey Van Camp]

Has anyone here used Shiver’s lending? Terms and rates are really great, which makes me sceptical. Want to make sure this isn’t a potential scam. 

[Robin Simon]

Never heard of them but I just checked out their website, I'd be...skeptical. Looks like they are advertising rates at 6% for hard money fix and flip and 5% / 90% LTVs for rental loans (presumably DSCR). These are way off market so smells fishy