Multi family conventional or fha loan
Biggerpockets family,
I’m planning on purchasing a duplex, living on one side while keeping the established tenant in the other. Will the lender use the rent that is currently being collected in establishing my DTI? Is there a difference for conventional or fha loans?
B. I also have a SFH, which I have rented out for the last two years, will this income be included in my DTI?
Thanks!