@Thomas Nolan Any lender will be able to help you out in rate and term finance. If you want to cash out you have to wait 6 month to cash out.
What part of Upstate NY?
Reach out to Mark Leach from Tier One mortgage.
@Thomas Nolan do you mean you want to take out a mortgage on the home you just bought, or do you have another home you own that you want to put a mortgage on? (Your wording is a little confusing.)
If it's a home you already own, (not the one you just bought), any traditional bank or mortgage broker would be able to help you out.
Best of luck.