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Private Lending & Conventional Mortgage Advice

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SCOTT MELTON
  • SFR Investor
  • OVERLAND PARK, KS
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No-Credit Score, No SSN Loan Options

SCOTT MELTON
  • SFR Investor
  • OVERLAND PARK, KS
Posted Jul 19 2018, 09:58

I am selling a half duplex for $115k, and I have a potential buyer with ~$20k downpayment.  The issue is that he does not have a social security number and very little/no credit history.  He does have a taxpayer ID # and at least two years of tax returns to verify income from 2016 and 2017.  He owns his own painting business in Kansas.

I am having trouble helping him find financing.  I confirmed that the bank that he uses for his business doesn't do ITIN loans.  Does anyone know of any good potential financing options for him?

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