No-Credit Score, No SSN Loan Options

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I am selling a half duplex for $115k, and I have a potential buyer with ~$20k downpayment.  The issue is that he does not have a social security number and very little/no credit history.  He does have a taxpayer ID # and at least two years of tax returns to verify income from 2016 and 2017.  He owns his own painting business in Kansas.

I am having trouble helping him find financing.  I confirmed that the bank that he uses for his business doesn't do ITIN loans.  Does anyone know of any good potential financing options for him?

Your best bet will be to call Alterra directly and speak to one of their loan officers.  They will be able to assess your current situation and advise you on next steps.

(877)967-8297 or apply on their website