Hi @Account Closed ,
Most lenders really aren't REI-friendly. None of our licensing training covers how rental income works in the mortgage math, and you can go a successful 20 year career without ever learning it.
Go to your local REIA, ask who is doing loans for those folks. They will have one or two people that can bump your purchasing power significantly with the use of rental income derived from the property you are purchasing.
I've done Fannie loans for people with NO income other than rental income...