I was wondering if anyone had some good recommendations on where to learn a little more about refinancing or even just financing small apartments. These are all over 5 units but under 20 units. I believe you need to be over 1 million to get agency debt. I also didn’t know if you could group some together to get a bigger loan. Looking to learn more about long term debt then short term in and out. Lastly is there a good place to see what current market interest rates are for that kind of asset?