Good Morning!!

I have an opportunity to have first dibs on a brand new commercial mixed use building - 7500-10000 SqFt in an amazing location, just outside of Boise

What I am really asking for is lending advice

If there was a way to do 15% down that would be ideal

I can save some money as I am in the Construciton industry and can do aspects like excavation and concrete myself, and I’ll be working directly with architect, engineering and subs

Is there any creative financing out there for building likes this?

Will I be required to put 25% down?

Will the bank use future building income for approval?

I have zero debt (other than a cash flowing triplex) and high credit score

Coming up with the full 25% down may be tight

Thanks!!!