How To Get A Loan When You Can’t

[Ezra Henderson]

Hey BP,

Normally when I get a loan for an investment property I am able to get a DSCR loan without a problem… however now I'm looking to buy a duplex that I'm going to house hack, and it seems like it isn't possible to get a DSCR loan if I'm going to be living on part of the property.

I’m self employed, but only have been for a year, so I don’t have proof of income for 2 years. Is there any way for me to get a loan without having to provide proof of income? 

I have plenty of money for any sized down payment, and good credit, but even so I don’t know if I would be able to qualify for any loan with out proof of income. 

Does anyone have any thoughts or advice other then seller financing?

Thanks!!