LLC or Umbrella Policy?

[Rajeev Agnihotri]

I have 3 Properties in NV held in an LLC. In addition, I have 3 Properties in CA - & I am planning to move them to an LLC as well.

I have been advised to get an Umbrella Policy in order to protect my assets.

My question is - if LLC already protects my assets from a lawsuit, why should I get an Umbrella Policy in addition? What are the pros & cons?

Or should I just get an Umbrella Policy and not worry about the LLC?