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Joseph Lehman
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ISO solid lenders

Joseph Lehman
Posted Feb 6 2024, 20:52

Hello, I’m looking to buy my first 1-2 investment properties by the end of this year/early next year. I’m looking to get into contact with a handful of solid lenders in the Oregon area, specifically the Albany/Lebanon/Corvallis area but Salem and Eugene are also an option. I’ve got my plans laid out, I’m just saving up as much money as I can for a down and closing costs, until the right deal comes along really. I want to chat with both institutional lenders and private lenders! Any leads would be greatly appreciated.

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Dan Gandee
  • Investor
  • Eugene, OR
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Dan Gandee
  • Investor
  • Eugene, OR
Replied Feb 7 2024, 08:02

Good Day Joseph!

Lending choices are going to obviously depend on what type of asset you're trying to acquire, for example (distressed property into value add BRRRR), (fix & flip), (STR's) or (long term hold), as all of them are going to require different LTV (loan to value) and costs (fees, repair budget, points, holding costs) to make sense for the underwriting for the lender and yourself as an investor (anticipated cash flow after debt service).

I've got connections to both private and institutional lenders for the following:

DSCR (Debt Service Coverage Ratio)

Portfolio Loans (Buying multiple properties at once)

Fix & Flip (Buy, Repair, List, Sell, Repeat) 

Rental 1-4 Unit Investment Property Loans

Private Money For Bridge Loans, Construction Loans, & Development Deals 

Reach out to the following companies (not in any particular order):

1. Zach Smith at Cetan Funds (Fix&Flip, Bridge, Construction, Midterm)

541-515-0565

2. Matt Powell at Blue Inc. (Fix&Flip, Bridge, Construction, Midterm)

541-521-5321

3. Gabe De La Cruz at Secure Choice Lending (Long Term Rentals, STR's, DSCR's)

541-513-4542

4. Chris Watkins at BorrowSmart (Long Term Rentals, STR's, DSCR's)

(541) 972-3721

The last two people on the list are brokers so they shop loans prices and they are hard to beat when it comes to a million other people telling you to reach out to their "guy" - I've closed dozens of files with a combination of all these lenders at what time or another. I've referred these same individuals to my own clients and family.

Happy to jump on a call and talk about the acquisition side of things. I'm an active investor and broker/team operator with 4-5 investment deals going on at any given time and have millions in holdings. Love helping new investors create a plan and execute. 

Here's my Calendly if you'd like to schedule an investor consultation.

Look forward to possibly chatting and hope all this info helps!

Dan Gandee

Team Owner & Broker

The Operative Group | REAL BROKER

  • Broker Oregon (#MSD1092) and Oregon (#201235300)

The Operative Group | ΓEA⅃ Broker Logo

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Joseph Lehman
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Joseph Lehman
Replied Feb 7 2024, 13:54

Hey thank you @Dan Gandee

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