Best Maryland Investment Property Loans (Hard Money - DSCR) - Easy Street Capital!

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for the Old Line State! We offer industry leading Hard Money and DSCR Loans for every type of Maryland Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Maryland DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Maryland Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Maryland Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors looking for returns from both cash flow and appreciation continue to love Maryland for investment properties. The Old Line State is loved by real estate investors due to many factors including a strong diversified economy, booming population and natural beauty that drives year-round visitors! Easy Street Capital is proud to be a leading provider of rental properties for real estate investors looking for loans to build rental portfolios in Maryland!

Investment Property Loan Types for Maryland Real Estate Investors

Despite it’s small size, there are diverse markets and types of investment property loans to choose from in Maryland. Maryland has a lot of older properties with great bones, but in need of renovators to restore them to their former glory. For investors adept at rehabbing older properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and fund your renovation costs too! Once completed, you can either “flip” the property for a quick return or pursue the BRRRR Method by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Investment property loans can be a useful tool for real estate investors, particularly when purchasing turnkey rental properties. The term "turnkey" refers to properties that are already rental-ready and require no further renovations. Move-in ready single-family and multi-unit homes, as well as fully furnished short-term rentals, can generate both cash flow and price appreciation. Long-term DSCR loans are generally fixed rate for thirty years, allowing investors to lock in a fixed interest rate while rents and appreciation continue to increase over time. This can be a powerful way to steadily build wealth through real estate investing.

Where To Invest In Real Estate In Maryland

Maryland is also known as “Little America” or “America in Miniature.” This is because despite it’s small size, it has tremendous diversity of areas, similar to what you’d find in the entire continental United States. As such, Maryland offers markets for every flavor of real estate investing strategy. Annapolis is is the state’s capital city and also a picturesque waterfront town loved by short-stay visitors. Frederick is a growing city in the middle of the state with a strong cultural heritage. Silver Spring is a large suburb of Washington, DC with a well-educated and strong potential tenant pool. Columbia, well-located between Washington and Baltimore, is the second biggest city in the state. Finally, Ocean City is a popular vacation destination on the coast, great for short term rental investment properties.

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Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) or Investor-Friendly Real Estate Agent in Maryland? We are looking for trusted professionals in Maryland to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

[Robin Simon]

Recent Easy Street Capital Maryland DSCR Loans and Maryland Fix And Flip Loans!

💵Just Funded💵
💰Maryland DSCR Loans💰
$164,000 Acquisition DSCR Loan on a single family rental property in Baltimore, Maryland! Baltimore is home to Fort McHenry, the birthplace of the United States' national anthem: "The Star Spangled Banner"

💵Just Funded💵
🛠️Maryland Fix And Flip Loans🛠️
$245,081 Fix And Flip Loan for a local investor embarking on a light cosmetic flip in Bowie, Maryland. While its her first flip, she has a core team in place that should ensure a solid outcome!

💵Just Funded💵
💰Maryland Rental Property Loans💰
$134,500 Cash-Out Refinance DSCR Rental Property Loan in Baltimore, Maryland! Baltimore is known for its rich architectural history - this real estate investor continues to rejuvenate these historic townhomes into affordable housing!

💵Just Funded💵
🏖️Short Term Rental Loans🏖️
🏖️AirBnBRRRR🧊
$525,000 Refinance Rental Property Loan on a Short Term Rental in North Beach, Maryland! Professional Short Term Rental investor and operator completes an AirBnBRRRR project on this Chesapeake Bay vacation rental - "like new" condition!

💵Just Funded💵
🧊BRRRR Loans🧊
$213,000 Cash-Out Refinance DSCR Loan on a single family rental (townhome) in Baltimore, Maryland! Low low rate of 7% - savvy investor uses conservative leverage on this successful Baltimore BRRRR! Funded all cash - cashes out >100% of basis - 1.38x DSCR post-close!

[Robin Simon]

More Easy Street Capital Maryland DSCR Loans Funded!

💵Just Funded💵
🏖️Short Term Rental Loans🏖️
$399,750 Cash-Out Refi (Delayed Financing) DSCR Loan on a Short Term Rental (STR) in Oakland, Maryland! Investor purchased all cash in January 2024 to secure a rock-solid deal (bought at a $25k discount from third-party appraised value) - now refis <2 months later!

💵Just Funded💵
$143,100 Acquisition DSCR Loan on the purchase of a recently renovated residence in Baltimore, Maryland! These prolific investors scoop up another rejuvenated property in Charm City - providing a refurbished affordable housing option for city residents

💵Just Funded💵
$480,000 DSCR Portfolio Loan (Blanket Loan) on a rental portfolio of five single family rentals in Baltimore, Maryland! Investor is able to consolidate his properties in one 30-year fixed rate loan at a strong rate of 7.625% - 1.37x DSCR 💰💰💰post-refi!

💵Just Funded💵
🏕️airbnb Loans🏕️
💰Maryland DSCR Loans💰
$423,000 Refinance DSCR Loan on a single family rental (primarily vacation rental) in Ocean City, Maryland! Easy Street Capital continues to offer the best financing for STRs throughout the Atlantic Coast - this a 79.1% LTV STR Refi with a rate under eight!

💵Just Funded💵
💰Maryland DSCR Loans💰
$171,500 Acquisition DSCR Loan on a investment rental property in Baltimore, Maryland! Local real estate investor adds a fourth rental property to her growing portfolio - building step by step to financial freedom through real estate investing in the Old Line State!

[Robin Simon]

More Easy Street Capital Maryland DSCR Loans and Maryland Hard Money Loans!

💵Just Funded💵
$210,000 Acquisition DSCR Loan on an investment property in Port Deposit, Maryland! Located on the east bank of the Susquehanna River near the Chesapeake Bay, Port Deposit is an exciting up-and-coming market in the Old Line State. Investor continues to expand!

💵Just Funded💵
🧊Maryland BRRRR Loans🧊
$203,000 Refinance DSCR Loan on a Single Family Rental in Baltimore, Maryland! Another successful Baltimore BRRRR funded by Easy Street Capital - this ne purchased in April 2023 and a nine-month turn of rehab/rent/refinance - ready to repeat!

💵Just Funded💵
🛠️Maryland Fix And Flip Loans🛠️
$358,700 Hard Money Loan for a Fix And Flip project in Big 10 Country, College Park, Maryland! Repeat borrower comes back to Easy Street to fund her next project after knocking her last deal out of the park, ready to do it again and rejuvenate this '50s vintage home! via @Jack Tulloch

💵Just Funded💵
💰Cash-Out Refinance💰
$296,250 Cash-Out Refinance DSCR Loan on a Triplex in Port Deposit, Maryland! Super Cash Flowing (💰💰💰) short term rental investment property (DSCR 2.71x!) is located in a charming town near the Chesapeake, perfect for visitors from across the mid-Atlantic!

💵Just Funded💵
🏖️Short Term Rental Loans🏖️
🏖️AirBnBRRRR🧊
💰Cash-Out Refinance💰
$657,750 Cash-Out Refinance Short Term Rental DSCR Loan on a recently rejuvenated rental residence in Chesapeake Beach, Maryland! This bayside vacation rental is in a great area for STR and should provide robust cash flow!

[Robin Simon]

More Maryland DSCR Loans funded by Easy Street Capital!

💵Just Funded💵🏖️Short Term Rental Loans🏖️
$269,925 DSCR Loan on the purchase of a STR condo investment property in Ocean City, MD! Flexibility is KEY when picking a STR Lender- Investors secure 7.875% rate, qualified via airdna and borrowed through a LLC/Living Trust Structure!

💵Just Funded💵
🏖️Maryland Short Term Rental Loans🏖️
🏖️AirBnBRRRR🧊
$252,500 Refinance DSCR Loan on a Condo Short Term Rental in Ocean City, MD! A successful AirBnBRRRR - this unit was purchased in January, heavily renovated (new kitchen, bathrooms, flooring, HVAC, paint and more) - now plugged into investor's portfolio!

💵Just Funded💵
🏖️Maryland Vacation Rental Loans🏖️
$974,999 Acquisition DSCR Loan on a Short Term Rental investment property in Ocean City, Maryland! Married Couple (both real estate professionals + real estate investors) scoop up this STR - despite seasonality variance, should produce more than enough cash flow!

💵Just Funded💵
🏖️Maryland Vacation Rental Loans🏖️
$277,500 Refinance DSCR Loan on an investment condo in Ocean City, MD! A quick AirBnBRRRR project yields huge results for this real estate investing duo! Bought in June, the unit underwent heavy reno, now up and running, cash-flowing and 30-yr fixed locked in!

💵Just Funded💵
🏖️Maryland airbnb Loans🏖️
Acquisition of a condo in Ocean City, Maryland. Experienced husband and wife real estate investing team adds a newly fully remodeled beachside condo to their portfolio, a unit that should provide solid cash flow all year-round

[Robin Simon]

More Easy Street Capital Maryland DSCR Loans!

💵Just Funded💵
🧊Maryland BRRRR Loans🧊
$203,000 Refinance DSCR Loan on a Single Family Rental in Baltimore, Maryland! Another successful Baltimore BRRRR funded by Easy Street Capital - this ne purchased in April 2023 and a nine-month turn of rehab/rent/refinance - ready to repeat!

💵Just Funded💵
$120,000 Acquisition Rental Property Loan (DSCR Loan) on a Single Family Rental "Townhome" in Baltimore, Maryland! This 1915-vintage charmer is purchased fully turnkey - renovated/good condition, fully leased and cash-flowing comfortably!

💵Just Funded💵
💰Maryland DSCR Loans💰
$220,000 Acquisition DSCR Loan on a Single Family Rental investment property in Baltimore, Maryland! This 1920-vintage residence has been completely renovated and rejuvenated (pristine C2 rating per the independent appraisal!), should cash flow comfortably!

💵Just Funded💵
🧊Maryland BRRRR Loans🧊
$131,300 Cash-Out Refinance DSCR Loan on a one-unit investment property rental in Baltimore, Maryland! A successful Baltimore BRRRR - 10-month cycle time to bring a 1915-vintage residence back to glory - renovated, rented, refinanced, ready to repeat!

💵Just Funded💵
🧊Maryland BRRRR Loans🧊
$178,750 Cash-Out Refi DSCR Loan on a Single Family Rental in Baltimore, MD! A BRRRR method execution in Baltimore - this 1926-vintage property was bought in August 2023 - now fully renovated, rented and refinanced! 99% of cost basis returned! still 1.11x dscr

[Robin Simon]

More Easy Street Capital Maryland DSCR Loans!

💵Just Funded💵
🦀Maryland DSCR Loans🦀
🌊Ocean City Airbnb Loans🌊
🏖️AirBnBRRRR🧊
$337,500 DSCR Refinance Loan on a Short Term Rental investment condo in Ocean City, MD! Quick AirBnBRRRR execution done in time for the tail end of the summer season, professional flippers renovate and add value - choose to BRRRR for consistent cash flow!

💵Just Funded💵
🦀Maryland DSCR Loans🦀
🌊Ocean City Airbnb Loans🌊
🏖️AirBnBRRRR🧊
$270,000 BRRRR Loan (DSCR Loan) in Ocean City, Maryland. Prolific high-volume real estate investor strikes again, another extremely successful, value-building STR BRRRR in Ocean City, purchasing in May, quick and total remodel, now listed and ready to cash flow!

💵Just Funded💵

🦀Maryland DSCR Loans🦀
🌊Ocean City Airbnb Loans🌊
$266,000 Acquisition DSCR Loan on a investment condo in Ocean City, Maryland! Another First Time Investor loan for Easy Street Capital - the 1st time investor-friendly DSCR lender, helping this novice investor attain a short term rental income-producing property!

💵Just Funded💵
🦀Maryland DSCR Loans🦀
🌊Ocean City Airbnb Loans🌊
🏖️AirBnBRRRR🧊
Another condo refinance in Ocean City, Maryland. Experienced Baltimore-based investor executes a terrific AirBNBRRRR on a fully renovated (new kitchen, new bathrooms, hardwood/marble throughout!) projected to make $10k a month as an STR!

💵Just Funded💵
🦀Maryland DSCR Loans🦀
🌊Ocean City Airbnb Loans🌊
$359,900 Acquisition DSCR Loan on an investment condo unit in Ocean City, Maryland! Real Estate Investor in the Old Line State continues to add to her growing portfolio - this a low-leverage investment in a three-bedroom, three-bathroom vacation rental!

💵Just Funded💵
🦀Maryland DSCR Loans🦀
🌊Ocean City Airbnb Loans🌊
Ocean City, Maryland Condo Acquisition. Super-experienced real estate investing pro adds another to his 50+ property portfolio. Cash flows at a 2.97x(!) DSCR, savvy investors are starting to take advantage of this buyers market! Drivable STRs are In!