Best Wisconsin Investment Property Loans (Hard Money - DSCR) - Easy Street Capital!

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for America's Dairyland! We offer industry leading Hard Money and DSCR Loans for every type of Wisconsin Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Wisconsin DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Wisconsin Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Wisconsin Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans in the Badger State, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors from across the country are flocking towards investment properties in Wisconsin to build rental portfolios. The Badger State is a current favorite of real estate investors due to many factors including a strong economy, affordable prices and stable rents! Easy Street Capital is proud to be a leading provider of investment property loans for real estate investors looking to build rental portfolios in Wisconsin!

Investment Property Loan Types

When it comes to real estate investing in Wisconsin, there are many markets and types of investment property loans to choose from. For investors that like to get their hands dirty, rehabbing run down properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick profit or pursue the BRRRR Strategy by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are rent-ready and require no renovations. Move-in ready single family homes and fully furnished short term or medium term rentals are great for cash flow and price appreciation. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for the long-term. While, if historical patterns continue, rents and appreciation increase steadily each year. Bottom line, debt costs stay the same while cash flow increases!

One of the favorite metrics of real estate investors to spot profitable markets is the Rent-To-Income Ratio. The Rent-To-Income ratio measures a city’s average market rent against its median household income. The higher the Rent-To-Income ratio, the harder it is for renters to afford the prevailing rents in the city. Conversely, if the Rent-To-Income ratio of a market is lower than average, it means there is a large pool of potential renters for investment properties. Additionally, if the city is growing, it means that rents have room to increase significantly, meaning more cash flow and profits for landlords that lock in their debt payment costs for long-term periods by using DSCR Loans.

Where To Invest In Real Estate In Wisconsin

Wisconsin is a favorite market for real estate investment properties for many reasons. There are lots of varying markets that offer great potential for each type of real estate investor. Milwaukee, is the largest city in the state and fifth largest market in the Midwest. Madison is the second largest city and is the state capital and home to University of Wisconsin, the state’s flagship university. Green Bay and Kenosha are solid secondary markets with affordable options, especially for BRRRR Method investors. Finally, there are hidden gem markets great for short term rental and vacation rental investors such as Sheboygan, known as the “Spirit on The Lake.”

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Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) or Investor-Friendly Real Estate Agent in Wisconsin? We are looking for trusted professionals in Wisconsin to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

[Gil Korezky]

Do you work with foreign out of state investors ?

[Robin Simon]

Quote from @Gil Korezky:

Do you work with foreign out of state investors ?

 We don't require residence in the state - but are limited to US Citizens and permanent/non-permanent aliens.  However, we also fully lend to LLCS and can work with foreign nationals who are partnered with an eligible sponsor

[Robin Simon]

Recent Easy Street Capital Wisconsin DSCR Loans!

💵Just Funded💵
🌄Short Term Rental Loans🌄
💰Wisconsin DSCR Loans💰
$161,250 Acquisition DSCR Loan on a Short Term Rental investment property in Pepin, Wisconsin! Pepin is a hidden gem of a STR market - nestled on the Mississippi River and featuring a chic downtown w/ plenty of boutiques!

💵Just Funded💵
🌄Short Term Rental Loans🌄
💰Wisconsin DSCR Loans💰
$150,000 Acquisition Rental Property Loan (DSCR Loan) on a Short Term Rental investment property in Oshkosh, Wisconsin! This well-located rental well-located near Lake Winnebago is projected to cash flow comfortably as an STR!

💵Just Funded💵
💰Wisconsin DSCR Loans💰
$75,000 Acquisition DSCR Loan on a Duplex in Milwaukee, Wisconsin! Repeat real estate investing duo continues their real estate investing journey in the Badger State, scooping up cash-flowing rental properties in MKE and building up a solid portfolio! via @Zach Edelman

💵Just Funded💵
🧊Wisconsin BRRRR Loans🧊
$99,361 Cash-Out Refinance DSCR Loan on a Duplex in Milwaukee, Wisconsin! Quick BRRRR strategy execution, trio of real estate investors scooped up this 2-unit property in April, did a quick rehab, now rented, refi'ed and ready to repeat the process!

[Robin Simon]

More Easy Street Capital Wisconsin DSCR Loans and Wisconsin Hard Money Loans!

💵Just Funded💵
🧊Wisconsin BRRRR Loans🧊
$95,200 Hard Money loan to BUY (first step in the BRRRR process) upper property in Milwaukee, Wisconsin! Borrower scoops the property off the market and immediately will work on permitting and minor updates, plans to refi into DSCR soon (& then REPEAT)

💵Just Funded💵
🌄Wisconsin Short Term Rental Loans🌄
$206,250 Cash-Out Refinance DSCR Loan on a Short Term Rental in Milwaukee, Wisconsin (7.000% Interest Rate at 75% LTV Cash-Out!). This Cream City STR has a strong track record - TTM Actuals (Rev) used to qualify! via @Bill J Fay

💵Just Funded💵
🧊Wisconsin BRRRR Loans🧊
$332,500 Hard Money Loan for the first two steps of the BRRRR Strategy (BUY➡️REHAB➡️RENT➡️REFINANCE➡️REPEAT) on a 1900-vintage multi-unit property in Milwaukee, Wisconsin! Real Estate Professional (Investor+Realtor) w/ a solid gameplan!

💵Just Funded💵
💰Wisconsin Rental Property Loans💰
🏘️Quadruplex Loans🏘️
$180,710 Acquisition DSCR Loan on a Quadplex in Milwaukee, Wisconsin. Repeat Easy Street borrowers (team of 3 with a LLC!) continues to partner with America's top DSCR Lender to rapidly build a financial freedom real estate portfolio in America's Dairyland! via @Zach Edelman

💵Just Funded💵
💰Wisconsin Rental Property Loans💰
🏘️Duplex Loans🏘️
$135,000 Acquisition DSCR Loan on a Duplex in Green Bay, Wisconsin! These first time investors dive into real estate investing with the midwestern duplex model (affordable and profitable in 2023) with some creativity - one unit STR and one unit LTR!

💵Just Funded💵
$412,500 Cash-Out Refinance DSCR Loan on a triplex investment property in Milwaukee, Wisconsin! Local investor able to tap equity on this fully-rented property to renovate his other rentals - maintaining strong cash flow even with 75% LTV (low 7.5% rate helps!)

[Robin Simon]

More Wisconsin DSCR Loans provided by Easy Street Capital, America's BEST DSCR Lender!

💵Just Funded💵
🧀Wisconsin DSCR Loans🧀
$120,000 Wisconsin DSCR Loan on a Single Family Rental investment property in Beloit, Wisconsin! This married couple build their financial freedom nest egg through real estate investing - tapping equity in a cash-out refi on this rental - still 1.60x DSCR

💵Just Funded💵
🧀Wisconsin DSCR Loans🧀
$262,500 Cash-Out Refinance Rental Property Loan on an investment property in Madison, Wisconsin! This married couple utilizes Easy Street's best-in-class DSCR financing to borrow through an LLC - take out cash for further business purposes!

💵Just Funded💵
🧀Wisconsin DSCR Loans🧀
🧊Wisconsin BRRRR Loans🧊
$150,000 Rate-Term Refinance Rental Loan in Racine, Wisconsin! This investor secured a refi on this cash-flowing duplex in Southeastern Wisconsin - a solid "BRRRR Strategy" execution - bought in 2023 - value almost doubled! 1.47x DSCR ✅✅