Best Pennsylvania Investment Property Loans (Hard Money / DSCR) - Easy Street Capital

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for the Keystone State! We offer industry leading Hard Money and DSCR Loans for every type of Pennsylvania Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Pennsylvania DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Pennsylvania Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Pennsylvania Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors looking for returns from both cash flow and appreciation continue to love Pennsylvania for investment properties. The Keystone State is loved by real estate investors due to many factors including a strong diversified economy, booming population and natural beauty that drives year-round visitors! Easy Street Capital is proud to be a leading provider of rental properties for real estate investors looking for loans to build rental portfolios in Maryland!

Investment Property Loan Types

Pennsylvania offers various real estate markets and a range of investment property loan options. The state offers a mix of older properties with renovation potential, attracting skilled investors for restoration opportunities. Hard money renovation loans provide quick financing for property acquisition and renovation, allowing investors to”flip” the property for a fast return or pursue the BRRRR Method, by renting it out and refinancing into a long-term, low-rate DSCR loan. Pennsylvania’s real estate market presents enticing prospects for investors seeking various investment strategies.

Investment property loans can be a useful tool for real estate investors, particularly when purchasing turnkey rental properties. The term "turnkey" refers to properties that are already rental-ready and require no further renovations. Move-in ready single-family and multi-unit homes, as well as fully furnished short-term rentals, can generate both cash flow and price appreciation. Long-term DSCR loans are generally fixed rate for thirty years, allowing investors to lock in a fixed interest rate while rents and appreciation continue to increase over time. This can be a powerful way to steadily build wealth through real estate investing.

Where To Invest In Real Estate In Pennsylvania

Pennsylvania offers markets for every flavor of real estate investing strategy. Philadelphia, referred to as Philly, is the most populous city in the state and the nation’s sixth most populous state. Pittsburgh “The Steel City” is the second largest city in the state and home to Carnegie Mellon. Harrisburg is the capital of the state with a sizable population and located near Penn State University. Allentown has emerged as the fastest-growing city in Pennsylvania, already ranking as the third largest city in the state. Finally, Lake Harmony is renowned for its enchanting lakeside cabins, offering a picturesque setting for weekend getaways.

Read The Full Article Here!

Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) or Investor-Friendly Real Estate Agent in Pennsylvania? We are looking for trusted professionals in Pennsylvania to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

[Melissa Simmons]

Hi Easy St! 

I am property manager in and around Philadelphia and would love to connect. I tried your contact button, but the form fields aren't letting me submit. Please reach out or check out our website at www.greaterphilapm.com

[Tanner Cindrich]

These guys at Easy Street are great. I recommend

[Robin Simon]

Recent Easy Street Capital Funded Pennsylvania Rental Property Loans!:

💵Just Funded💵
🧊BRRRR Loans🧊
$167,944 Refinance Rental Property Loan (DSCR Loan) on a rental property in Philadelphia, Pennsylvania! Another City of Brotherly Love BRRRR success story - this one brining back to glory a 1925-vintage home - now, rented, refinanced, cash-out and cash-flowing!

💵Just Funded💵
🌄Short Term Rental Loans🌄
$384,000 DSCR Purchase Loan on a short term rental in East Stroudsburg, Pennsylvania! Diversified real estate investor with great experience, liquidity and credit scoops up this well-located STR a stones throw from Blue Mountain Lake! Only 20% down!

Contact @Zach Edelman for all your Short Term Rental Loan Needs!

💵Just Funded💵
$113,750 Cash-Out Refi DSCR Loan on a Duplex in Saegertown, Pennsylvania via @Zach Edelman! Budding real estate investing couple take cash-out of this robustly cash flowing duplex to continue to expand their financial freedom portfolio, two solid rentals in one year!

💵Just Funded💵
🏘️Multifamily DSCR Loans🏘️
$825,500 Cash-Out Refinance on a Multifamily (5-Unit) Short Term Rental Investment Property in Pittsburgh, Pennsylvania! We get the hardest STR financing deals done - >$800k cash-out, 30-year fixed, STR qualified - leading the way!

💵Just Funded💵
$142,425 Acquisition DSCR Loan on a duplex investment property in Erie, Pennsylvania via @Zach Edelman! Erie is the fifth-most populous city in PA and is nicknamed both the "Gem City", in reference to it once being known as the "Gem of the Great Lakes"

[Robin Simon]

More Easy Street Capital Pennsylvania DSCR Loans FUNDED!

💵Just Funded💵
$140,000 Acquisition DSCR Loan on a Triplex in McKees Rocks, PA at only 20% down (80% LTV)! McKees Rocks, also known as "The Rocks", is a borough in Allegheny County in Western PA, United States, along the south bank of the Ohio River, in the Pittsburgh, PA MSA!

💵Just Funded💵🧊BRRRR🧊
$215,250 Cash-Out Refinance DSCR Loan on a Single Family Rental investment property in New Cumberland, PA! Beautiful BRRRR execution - 100% capital back, six month turn time for buy, rehab, rent - refinance - 30yr fixed, cash flowing! "free" rental!

💵Just Funded💵
$176,250 Cash-Out Refinance DSCR Loan on a triplex in Philadelphia, PA! Experienced real estate investing duo cash-outs out while retaining robust cash-flow on this fully leased multi-unit property. 30-year fixed rate financing locked in!

💵Just Funded💵
$186,200 Cash-Out Refinance DSCR Loan on a triplex in Wilkes Barre, PA! All 3 units of this rental property are leased up through late 2024 at significantly over-market rent, allowing this investor to take cash-out for future investment while retaining BIG cash flow! via @Jack Tulloch

💵Just Funded💵
$139,680 DSCR Purchase Loan on a SFR in Hummelstown, PA at a shockingly low rate of 6.750%! Hummelstown is home to a historical landmark, the Warwick Hotel, which is still a tavern reminiscent of its pre-Revolutionary War days where George Washington stayed!

[Robin Simon]

More Easy Street Capital Pennsylvania DSCR Loans!

💵Just Funded💵
🧊Philadelphia BRRRR Loans🧊
$161,000 Cash-Out Refinance DSCR Loan on an investment property duplex in Philadelphia, Pennsylvania! A city of Brotherly Love BRRRR method project, this property was bought in March 2023, successfully rehabbed, rented and now refi'ed! Maintains big Cash Flow!

💵Just Funded💵
$392,000 Cash-Out Refinance DSCR Loan on a quadruplex in Philadelphia, Pennsylvania! Prolific developer with a portfolio of 20 cash-flowing rentals takes some cash out of this four-unit investment property to pursue upcoming opportunities in the Philly market!

💵Just Funded💵
🧊Philadelphia BRRRR Loans🧊
$138,750 Refinance DSCR Loan on a SFR in Philadelphia, PA! Another real estate investor utilizing the BRRRR method to build a cash-flowing portfolio, she is now 4 years into her real estate journey with 4 successful properties. Big transformation on this one!

💵Just Funded💵
🧊Philadelphia BRRRR Loans🧊
$171,500 Refinance DSCR Loan on a Duplex rental property in Philadelphia, Pennsylvania! A great BRRRR strategy multi-unit execution, this property was purchased in April, renovated, >$100k of value created, both units rented and refinanced into 30-yr fixed!

💵Just Funded💵
🧊Philadelphia BRRRR Loans🧊
$162,500 Cash-Out Refi BRRRR method DSCR Loan on a Duplex in Philadelphia, PA! Scooped up in October of 2022, investor does a full rehab and signed leases on both units in July through next summer, now cash flowing with cash pulled out - successful BRRRR!

[Robin Simon]

More Easy Street Capital Pennsylvania Rental Property Loans (DSCR Loans) and Hard Money Loans (Fix and Flip)

💵Just Funded💵
$375,000 Acquisition DSCR Loan on a triplex investment property in Pittsburgh, Pennsylvania! Purchased turnkey and fully leased (all three units), this cash-flowing rental in the Steel City and adds another great rental property to this duo's growing portfolio!

💵Just Funded💵
$337,500 Acquisition DSCR Loan at an interest rate of just 7.25% 🤯🤯🤯 on a Single Family Rental in Pittsburgh, Pennsylvania! This newly built (2023) modern style townhouse in the Steel City is located in Pittsburgh's Central North Side - great location for renters!

💵Just Funded💵
🛠️Pittsburgh Fix And Flip Loans🛠️
$170,000 Hard Money Loan for a Fix And
Flip project in Pittsburgh, Pennsylvania! Budding real estate investor has completed one successful flip in his market and is on to project number two, planning to fully restore this 1900-vintage SFR to modern quality!

💵Just Funded💵
🧊Pittsburgh BRRRR Loans🧊
$231,000 Cash-Out Refinance DSCR Loan in Pittsburgh, Pennsylvania on a cash-flowing triplex 🚪🚪🚪! A great BRRRR execution, property was purchased in late 2022, fully renovated, now leased up and pumping out cash flow for this investor! via @Zach Edelman

💵Just Funded💵
$160,000 Acquisition DSCR Loan on a Single Family Rental in Spring City, Pennsylvania! First Time Investor partners with Easy Street Capital for this solid deal - just 20% down, reasonable rate of eight percent and turnkey (already leased - cashflowing). Great 1st Step!