Best Georgia Investment Property Loans (Hard Money - DSCR) - Easy Street Capital!

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for the Peach State! We offer industry leading Hard Money and DSCR Loans for every type of Georgia Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Georgia DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Georgia Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Georgia Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors looking for cash flow and financial freedom are flocking to Georgia to build rental property portfolios. The Peach State is a current favorite of real estate investors due to many factors. These include a strong and stable economy, low vacancy rates and steady demand for rental housing due to a fast-growing population! Easy Street Capital is proud to be a leading provider of rental loans for real estate investors in Georgia!

Types of Rental Loans for Georgia Real Estate Investors

When it comes to real estate investing in Georgia there are many markets and types of rental loans to choose from. For investors that like to get their hands dirty, rehabbing run-down properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick profit or pursue the BRRRR Strategy by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR loans present exceptional investment prospects for individuals looking to invest in turnkey rental properties. These properties are ready for immediate occupancy, eliminating the need for any renovations. Typically, turnkey properties are fully furnished single-family homes suitable for short or medium-term rentals. They offer a lucrative opportunity to generate cash flow and potentially benefit from price appreciation.

DSCR Loans are typically offered at fixed interest rates for thirty years, which provides long-term stability to investors. Given the steady increase in rental income and property appreciation over time, this fixed interest rate is beneficial in keeping the cost of debt constant while the cash flow increases over time. This makes it an attractive investment strategy for those seeking long-term financial stability.

Where To Invest In Real Estate In Georgia

Georgia is a great market for real estate investment properties because of its many options. The state offers great potential for each type of real estate investor and strategy. Atlanta the largest city with a diverse economy and thriving market. Savannah is a popular tourist destination with a strong short term rental market. Athens is home to the flagship university, University of Georgia. Augusta is the second largest city with a population of 204,612. Tybee Island is known for its beautiful beaches and attracts tourists year-round. Georgia can be great for investors utilizing rental loans to secure investment properties!

Atlanta

Atlanta is home to a diverse range of industries, including finance, technology, and entertainment. The city has a strong job market with low unemployment rates compared to the national average. According to the 2024 World Population Review, Atlanta has a population of 512,047 and is growing at rate of 1.28% annually.

Atlanta is also a popular tourist destination, offering a diverse range of attractions and activities. The city is known for its vibrant cultural scene, world-class museums, and iconic landmarks. Visitors to Atlanta can explore attractions such as the Martin Luther King Jr. National Historic Site, the Georgia Aquarium, and the Atlanta Botanical Garden. The city is also famous for its thriving food scene, offering a variety of cuisines and dining experiences. Additionally, Atlanta attracts group trips and events, including weddings, conferences, and team-building retreats.

According to the Atlanta Area Convention & Visitors Bureau, the area attracts over 57 million visitors annually, and the tourism industry generates approximately $16 billion in economic impact each year. This makes Atlanta attractive for real estate investors interested in short-term rentals and vacation homes. According to AirDNA, a leading data analytics firm for short-term rental investors, Atlanta’s rental market has seen a remarkable 10% surge in annual revenue as of January 2024! This upward trend presents a profitable opportunity for investors, especially when leveraging financing options like DSCR Loans with low down payments. With the potential for exceptional cash-on-cash returns, Atlanta stands out as a promising market compared to others.

Savannah

Savannah is a historic city known for its captivating charm and rich cultural heritage. It is home to the Savannah College of Art and Design, which attracts a diverse population of students and artists. The city serves as a cultural hub, offering a vibrant arts scene, numerous museums, and galleries showcasing local and international talent. With a population of over 148,000 residents, Savannah is one of Georgia’s largest cities and is a beloved destination on the East Coast.

Savannah presents an excellent opportunity for real estate investors specializing in student housing. With the presence of institutions like the Savannah College of Art and Design, the city has a sizable student population that creates a steady demand for rental properties. Investors who target well-positioned properties and cater to reliable students can expect to achieve higher returns compared to traditional long-term rentals.

In addition to student housing, Savannah is a sought-after destination for short-term rental investors. The city hosts a variety of events year-round, including the Savannah Music Festival and the Savannah Film Festival. Savannah’s charming historic district, picturesque landscapes, and vibrant cultural scene attract tourists from around the world. Moreover, the city’s proximity to Tybee Island, a popular beach destination, enhances its appeal as a vacation spot. These events and attractions create a strong demand for short-term rentals, offering investors an opportunity to maximize rental income and capitalize on Savannah’s thriving tourism industry.

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Are you a Full-Scale Mortgage Broker (including Conventional, Non-QM) in Georgia? We are looking for trusted professionals in Georgia to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

[Robin Simon]

Recently Funded Georgia Hard Money Loans and Georgia DSCR Loans by Easy Street Capital!

💵Just Funded💵
🧊BRRRR Loans🧊
$542,500 Hard Money Loan for the first two steps of the BRRRR Strategy (BUY and REHAB) on a investment property in Athens, Georgia! Experienced investor uses hard money to close quick - will unlock value during the 6-month IO term!

💵Just Funded💵
🧊BRRRR Loans🧊
$226,100 Cash-Out Refinance DSCR Loan on a 🧊BRRRR Method🧊project in 🪨Stone Mountain, Georgia!🪨Repeat Borrower takes cash-out (100% of capital invested returned in less than 8 months on this fully rented SFR! 5/6 ARM & reduced prepay option!

💵Just Funded💵
🏕️airbnb Loans🏕️
$235,101 Acquisition DSCR Loan for a STR (airbnb) investment property in Savannah, Georgia! Best STR Loans Around via Easy Street Capital -✅80% LTV (only 20% Down)✅7.625% Rate (30-yr fixed, reduced prepay) ✅qualify with AirDNA projections

💵Just Funded💵
🏖️Short Term Rental Loans🏖️
$654,500 Acquisition Short Term Rental (DSCR) Loan on a investment property in Savannah, Georgia at a stunning interest rate of just 6.375% (🤯🤯🤯) - We continue to finance STR investment properties with some of the best terms today

💵Just Funded💵
🛠️Fix And Flip Loans🛠️
$177,055 Hard Money Loan for a Fix And Flip Project in Stone Mountain, Georgia! RTL Rates at just 10.9% for this full-time investor and subcontractor - should be a rock solid deal! via @Jack Tulloch

[Robin Simon]

More Easy Street Capital Georgia DSCR Loan fundings!

💵Just Funded💵🧊Georgia BRRRR Loans🧊
$270,325 DSCR Loan on a Single Family Rental (BRRRR Method Refinance Cash-Out Refinance) in Augusta, Georgia! Bought last June - 12-month turnaround for a full-scale renovation, rented to a solid tenant thru April '25, refinanced - repeat next!

💵Just Funded💵
$168,750 Cash-Out Refinance Rental Loan (DSCR Loan) on a SFR investment property in Port Wentworth, Georgia! Local real estate investor refinances existing debt, beefs up liquid asset reserves and accesses capital to further expand a growing portfolio (8 rentals)!

💵Just Funded💵
$185,250 Cash-Out Refinance DSCR Loan on a duplex in LaGrange, Georgia! Easy Street Capital continues some stunning dscr loan rates - this one just 6.750% even on a cash-out refi (💰), multi-unit property (🚪🚪) and a property rented at below-market affordable rents!

💵Just Funded💵
$162,400 Acquisition DSCR Loan on a turnkey SFR in Jonesboro, Georgia! Another rental loan from Easy Street with amazing terms for our real estate investor borrowers - only 20% down, 6.75% interest rate, 30-year fixed rate term, LLC borrowing entity!

💵Just Funded💵
$192,500 Cash-Out Refinance DSCR Loan on a SFR rental property in Lithonia, Georgia! Investor takes cash-out of this fully leased rental (one of her 10 properties) to keep expanding her portfolio - low LTV (64.2%) keeps the property cash flowing post-refi!

[Robin Simon]

More Easy Street Capital Georgia Hard Money Loans!

💵Just Funded💵🛠️Georgia Fix And Flip Loans🛠️
$207,200 Hard Money Loan for the purchase and renovations of a Single Family Residence flip project in Gray, Georgia! This borrower has a successful track record of five flips in the last 2 years and is also a pro GC! Quick & Tidy Flip!

💵Just Funded💵🛠️Georgia Fix And Flip Loans🛠️
$346,500 Hard Money Loan for a fix and flip real estate project in Marietta, Georgia! Investor is relatively new to flipping himself but knows the market well and is a fully licensed GC - able to complete the rehab himself = funding secured!

💵Just Funded💵
$227,500 Hard Money Loan for the quick rapid-fire purchase of a turnkey property in Chickamauga, Georgia! With out super-quick RTL program - borrowers can close in as little as two days (no appraisals required) to compete with cash offers and secure the properties!

💵Just Funded💵🧊BRRRR Loans🧊
$99,920 Baby BRRRR Method Hard Money Loan for the purchase and renovations of a 1900-vintage SFR in Aragon, Georgia! Multi-talented Investor (Attorney/Realtor/Renovator) will modernize this historic property to an affordable rental!

💵Just Funded💵
🛠️Atlanta Fix And Flip Loans🛠️
$246,075 Fix and Flip Loan (Hard Money) for the purchase and rehab of a 3/2 SFR in Atlanta, Georgia! Well-located west of downtown Atlanta and <5 minutes from a nice golf course - this property should sell well post rejuvenation!

[Robin Simon]

More Easy Street Capital Atlanta DSCR Loans!:

$184,300 Refinance Rental Property Loan (DSCR Loan) on a SFR in Atlanta, Georgia! This 1950-vintage SFR has been fully modernized, featuring a large front porch, open layout and beautiful outdoor finishes!

💵Just Funded💵
🏕️airbnb Loans🏕️
$1,474,200 Cash-Out Refinance DSCR Loan on a Short Term Rental in Atlanta, Georgia! This luxury Buckhead STR boasting over 5,500 square feet has been operating successfully for years throwing off great cash flow and guest experiences!

💵Just Funded💵
🧊BRRRR Loans🧊
$165,000 Cash-Out Refinance DSCR Loan on a Single Family Rental in Atlanta, Georgia! Prolific investor in the Peach State market continues to rapidly build a growing SFR portfolio in Atlanta, primarily through the BRRRR Strategy!

💵Just Funded💵
🧊BRRRR Loans🧊
$177,650 Refinance DSCR Rental Loan on a single family rental in Atlanta, Georgia! Another beautiful BRRRR method execution for this borrower - this rental property bought in September, 2022, now grown over DOUBLE in value - rented, refinanced and ready to repeat!

💵Just Funded💵
🧊BRRRR Loans🧊
🏖️AirBnBRRRR🧊
🏖️Short Term Rental Loans🏖️
$263,000 Cash-Out Refinance Rental Loan (DSCR Loan) on a Single Family Rental in Atlanta, Georgia! A quick STR BRRRR execution, bought August and just four months later, renovated, up and running on airbnb, and now refinanced 30-yr fixed! Ready to Repeat

[Robin Simon]

More successful Easy Street Georgia DSCR Loans!

💵Just Funded💵
$84,000 Cash-Out Refinance DSCR Loan on a Single Family Rental investment property in Macon, Georgia via @Zach Edelman! Easy Street Capital continues to be the best DSCR Lender for a Beginner - OK with loan amounts down to just $75,000 - even on cash-outs!

💵Just Funded💵
🧊Georgia BRRRR Loans🧊
$95,200 Cash-Out Refinance DSCR Loan on a Single Family Rental in Macon, Georgia! Another successful BRRRR method project financed by @Zach Edelman - bought in January '23 - rehabbed, rented, refinanced (>100% capital back), ready to repeat (under 1 YR!)

💵Just Funded💵
$80,250 Rate-Term Refinance DSCR Loan on a Duplex in Macon, Georgia! Macon is home to the Ocmulgee Mounds National Historical Park which preserves some of Georgia's largest ancient earthwork mounds built by the Mississippian culture a millennium ago!

💵Just Funded💵
$139,300 Refinance DSCR Loan on a Single Family Rental investment property in Hephzibah, Georgia! Hephzibah was home to the Augusta International Raceway, one of the historic tracks in the development of American stock car racing!

💵Just Funded💵
$121,100 Cash-Out Refinance DSCR Loan on a Single Family Rental in Monroe, Georgia! Monroe is a well-situated secondary market - just 35 miles from Atlanta and 25 miles from Athens - a historic gem with a strong rental market!

[Robin Simon]

Recently Funded Georgia Hard Money Loans (For Fix and Flips and BRRRR) by Easy Street Capital!

💵Just Funded💵🛠️Georgia Fix And Flip Loans🛠️
$221,850 Hard Money Loan for a flip project in Lilburn, Georgia! This professional subcontractor and real estate investor secures this 1984-vintage 4/2 in the Peach State for a quick cosmetic flip!

💵Just Funded💵🧊Georgia BRRRR Loans🧊
$119,000 Hard Money Loan for the purchase and renovation of a 2/1 Single Family Residence in Lindale, Georgia! This Attorney with a side business in real estate and strong track record on track to add another BRRRR to her portfolio!

[Robin Simon]

More successfully funded Georgia Hard Money Loans and Georgia DSCR Loans provided to Peach state investors by Easy Street Capital!

💵Just Funded💵
🛠️Decatur Fix And Flip Loans🛠️
$196,000 Hard Money Loan for a fix and flip project in Decatur, Georgia! This full time architect scoops up this flip - a 1955 vintage 3-bedroom, 2-bathroom SFR for a nice quick refresh and planned resale!

💵Just Funded💵
🏨Condo Loans🏨
💰Decatur DSCR Loans💰
$100,000 Condo Cash-Out Refi DSCR Loan on an rental unit in Decatur, GA! Why do a sub-1.00x DSCR Loan? This opportunistic investor able to qualify with our sub-1 DSCR program to buy a rental w/a below mkt lease, should cash flow comfortably w/new rents in February!

💵Just Funded💵
🛠️Decatur Fix And Flip Loans🛠️
$205,275 Hard Money Loan for a fix and flip project in Decatur, Georgia! Borrower secures financing for his second flip project from @Zach Edelman as he spots a great opportunity in his home neighborhood for a quick cosmetic rehab and flip!

💵Just Funded💵
🧊Decatur BRRRR Loans🧊
💰Decatur DSCR Loans💰
$185,900 Cash-Out Refinance Rental Loan (DSCR Rental Property Loan) on a Single Family Rental (SFR) in Decatur, Georgia! Real Estate Investor fully rejuvenates this 1951-vintage SFR with a long-term >$100k renovation - now rented/refinanced (BRRRR Method)!

💵Just Funded💵
💰Decatur DSCR Loans💰
$126,000 Cash-Out Refinance Rental Loan (DSCR) on a single family rental (SFR) in Decatur, Georgia! Just 11 miles from downtown Atlanta, this diversified investor (resi & commercial) takes some cash out of this long-owned rental for next opportunities!

💵Just Funded💵
💰Georgia DSCR Loans💰
🧊Georgia BRRRR Loans🧊
Rate-Term Refinance in Douglasville, Georgia - local real estate investor who pivots between fix and flips and BRRRR method decides to refinance with Easy Street and a DSCR Loan on this cash-flowing rental property. Cash Flow >>> Cash Out

[Robin Simon]

More successful Easy Street Capital Georgia Fix and Flip Loans and Georgia Rental Loans!

💵Just Funded💵🛠️Fix And Flip Loans🛠️
$187,000 Georgia Hard Money Loan on a fix and flip project in Conyers, GA via @Zach Edelman! This investor scoops up this 1972-vintage three-bedroom, two-bathroom property for some much needed upgrades to bring back to "like new" condition

💵Just Funded💵🛠️Fix And Flip Loans🛠️
$132,920 Atlanta Hard Money Loan for a fix and flip project in Atlanta, Georgia! These two 50/50 borrowers (Easy Street Capital = LLC friendly mortgage lender) secure this 1955-vintage 3/2 SFR for Peach State Flip!

💵Just Funded💵
💰Georgia DSCR Loans💰
$128,000 Acquisition DSCR Loan on a Single Family Rental in Augusta, Georgia. Investor utilizes are leading DSCR program to snag 80% LTV (only 20% down payment for investment property) to purchase this rental in Augusta - home of the Masters Golf Tournament!

💵Just Funded💵
🛠️Augusta Fix And Flip Loans🛠️
$110,500 Hard Money financing on a SFR flip project in Augusta, Georgia! Experienced flipper partners with Easy Street on another light cosmetic rehab and flip in the Peach state, with a budget of $20k ($17k financed), should be a quick and tidy deal!

💵Just Funded💵
🧊Georgia BRRRR Loans🧊
$505,000 Rate-Term Refinance DSCR Loan on a Single Family Rental in East Point, Georgia! This investor bought in December 2023 - ~six month BRRRR fully rejuvenating this 1955-vintage SFR - over $200k in forced equity appreciation!

💵Just Funded💵
$97,500 Refinance DSCR Loan on a multi-unit (duplex) rental property in Macon, Georgia! This highly experienced investor with over ten years of experience and 30+ cash-flowing investment properties - locks in 30-year fixed rate debt with room to run on rents!

💵Just Funded💵
🧊Georgia BRRRR Loans🧊
SFR Cash-Out Refi DSCR Loan in Macon, Georgia! This baby BRRRR deal was smoothly executed by this budding real estate investor, purchased in 2020, fully renovated & now on a cash-flowing long-term lease! Yes we'll lend on these small deals to help people get going!

[Robin Simon]

Need a DSCR Loan in Atlanta or Hard Money Loan for a fix and flip in Atlanta? Check out these successfully funded loans for Atlanta real estate investors from Easy Street Capital!

💵Just Funded💵
🛠️Atlanta Fix And Flip Loans🛠️
$309,613 Hard Money Fix And Flip Loan for a flip project in Atlanta, Georgia! This prolific physician/flipper building wealth through multiple channels secures another investment property with nice plans to fully rejuvenate this southern SFR back to glory!

💵Just Funded💵
🧊Atlanta BRRRR Loans🧊
$282,304 Cash-Out Refi DSCR Loan on a Rental Property in Atlanta, GA! Real Estate Investor smartly utilizes the "BRRRR Method" buying this 1950-built SFR in 2022, fully renovating, renting & now refinancing into 30-yr fixed rate debt. 7.5% rate & 1.25x DSCR = 💰!

💵Just Funded💵
🛠️Atlanta Fix And Flip Loans🛠️
$191,259 Hard Money Loan for a Fix and Flip project in Atlanta, Georgia! Experienced flipper with half a dozen successful projects in the last couple of years secures this seventies-vintage SFR for a fairway flip!

💵Just Funded💵
🛠️Atlanta Fix And Flip Loans🛠️
$224,000 Acquisition DSCR Loan on a Single Family Rental property in Atlanta, Georgia! Easy Street Capital continues to offer some of the most appetizing DSCR Loans in the industry - this one max leverage (only 20% down) and a great rate of just 7.125%

💵Just Funded💵
🧊Atlanta BRRRR Loans🧊
$245,000 Hard Money Loan for the first two steps of the BRRRR method (Buy➡️Rehab) on a investment property in Atlanta, Georgia via @Zach Edelman! This 3/2 SFR that was built in the early 1960s will get a full renovation by this super-experienced RE investor!

[Robin Simon]

More Georgia DSCR Loans funded by Easy Street Capital!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$763,000 Cash-Out Refinance DSCR Loan on a Single Family Rental investment property in Lawrenceville, Georgia! This investor chooses to trade a bit higher in rate for ultimate flexibility (zero prepayment penalties), allowing for a quick & easy refi in the future

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$156,00 Cash-Out Refinance DSCR Loan on a Single Family Rental investment property in Lawrenceville, Georgia! Property is fully leased through April 2025 - investor takes some cash out for reserves / renovation reimbursements - low leverage, high cash flow 💰💰

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$581,500 Cash-Out Refinance on SFR (Single Family Rental) investment property in Lawrenceville, Georgia! Real Estate professional builder and renovator built this brand new property & decided to "BRRRR 2.0" and keep it in the portfolio, rented & refinanced!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$217,000 Acquisition DSCR Loan on a single family rental in Lawrenceville, Georgia! First Time Investor is experimenting with the fix and flip and the buy and hold model - scooping up whit specific 3-bed 2.5-bath rental in Georgia - already leased, cash flow Day 1!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$200,200 Refinance DSCR Loan on a newly-built Single Family Rental investment property in Cornelia, Georgia! Cornelia was first a settlement around 1860. It was situated near the old boundary line between the Cherokee and Creek Indian tribes.

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$200,200 Refinance DSCR Loan on a Single Family Rental in Cornelia, Georgia! Cornelia is home to the Community House - A handsome stone and log structure built by the CCC in 1936 and listed on the National Register!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$200,200 Refinance DSCR Loan on a Single Family Rental investment property in Cornelia, Georgia! Several thriving retail centers and a rebirth of downtown business development has placed Cornelia in the position of retain business leadership in northeast Georgia!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$198,100 Refinance Rental Property Loan (DSCR Loan) on a newly built 2023-vintage Single Family Rental in Cornelia, Georgia! Cornelia, Georgia is home to one of the world's largest apple sculptures, which is displayed on top of an obelisk-shaped monument!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$199,500 Rate-Term Refi on a Single Family Rental in a new PUD in Cornelia, Georgia! Cornelia was established in 1887 as the industrial and retail business hub for Habersham County! With beautiful parks and historic sites, Cornelia is a great place to live!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$200,200 Refinance DSCR Loan on a 2023 new build Single Family Rental in Cornelia, Georgia! Cornelia is home to the The Standard Telephone Museum - It features amazing treasures that put Cornelia on the map during the dawn of the telecommunications age!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
🌄Georgia STR Loans🌄
$143,500 Refinance DSCR Loan on a SFR Short Term Rental in August, Georgia! Augusta, Georgia, is home of the Masters Gold Tournament and the US Army's Cyber Center of Excellence at Fort Gordon, attracting plenty of potential visitors!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$304,000 Cash-Out Refinance DSCR Loan on a SFR in Ball Ground, Georgia! Budding real estate investor takes cash out of one of his four rental properties to continue expanding his portfolio as opportunities arise this summer! This one leased well-above market rent!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$160,030 Cash-Out Refinance DSCR Loan on a Single Family Rental in College Park, Georgia! Real Estate Professional with a decade of experience in the market including flips and rentals takes cash-out of this SFR investment property to prepare for more opportunities!