Real Estate Investor Financing - Non-QM Loans, Bridge Loans, Purchases & Renovations

[Luther Wilson III]

So as some of you know, besides assisting investors with seller finance transactions, mostly for cash flow, buy & hold, single-family home investments, I also help investors with financing for their purchases, renovations and refinancing.

About five years ago, after a business partner and I began to seek out & utilize different types of funding for our real estate investments, I became extremely intrigued and fascinated by that world. That is, in the area of real estate finance, private equity, and funding for property investors. What I came to realize is how critical these aspects of the business are for investors. Especially for those who want to acquire and keep properties for the long term.

As my business partner and I began to leverage his capital along with different types of financing in order to grow our portfolio, I began to see even more gaps and flaws in the real estate investment industry. While submitting applications, waiting for things to be processed, getting ghosted, being "cleared to close", dealing with renovation draw processes, not remembering the fine print, rebutting appraisal values, and so on, my eyes widened. It inspired me tremendously and sort of pissed me off. So much so that I chose to make it part of my career.

You see, I had worked with investors for years as a realtor, connector, renovation overseer, property manager, and order-taker but I wasn't really sure what was happening behind the scenes with the organizations, funding, financing, positioning, liquidity, etc. From time to time a client might allude to how they had made or sourced their capital or how they had been collaborating with others, however, time permitted them to reveal only so much.

It was not until I had gone further into the depths of the real estate investing worlding alongside some trusted partners and clients that things become more illuminated. Since then I have attempted to encourage and educate more people about the reality of real estate investing while emphasizing the importance of sourcing, securing & utilizing capital and debt in a manner that can work more efficiently and, ideally, for the long run.

Over the last year my colleagues and I have been able to successfully do so, helping a number of investors through some rather sticky situations, at the same time continuing to grow our portfolios. And now, we press on, continuing to spread the word.

When it comes to real estate financing and investing, keep us in mind. Not only are we assisting investors with funding, we're able to strategize with them as they use different investment models so they can continue to generate revenue and grow their investing businesses.