Indianapolis 46250 — Subject-To + Seller Carry — 4BR/3BA Pool Home
Indianapolis, IN 46250 — Castleton area
4BR / 3 full baths | approx. 1,988 finished SF | 2-car garage | fenced ~0.35-acre lot | in-ground pool + hot tub
Looking for a strong end buyer/principal for a creative-finance structure.
Proposed terms:
• Purchase price: $319,900
• Existing balance: approx. $280,074
• Existing rate: 6.5%
• Current total monthly obligation: approx. $2,613 including escrow/fee
• Cash to seller at closing: $10,000 requested
• Remaining seller equity: approx. $29,826, seller-carried at 0% / $0 monthly
• Refinance/payoff requested within 36 months
Full house previously rented for $2,650/month for one year without pool access. Pool is now fully repaired and operational. With the improvements completed, I would currently test conventional rent around $2,995/month. Buyer to verify their own rents and strategy.
Approximately $10,000 in recent improvements/upgrades, including roughly $5,300 in pool repairs/equipment, bathroom updates, wall/finish improvements, flooring, paint/touchups, electrical upgrades including updated panel and EV-ready garage outlet, laundry/lower-level improvements, and substantial yard cleanup.
Property is being offered as-is.
Open to subject-to, seller-carry, hybrid, or another well-structured creative proposal. My priorities are strong cash to seller at closing, full monthly payment/property expenses covered, and a clearly defined refinance/payoff timeline.
End buyers/principals preferred. If you are assigning or JVing, please disclose that upfront.
DM me with your proposed structure, cash to seller, EMD, payoff timeline, proof of funds/reserves, and whether you are the end buyer.
Exact address and additional photos/details available to serious buyers by DM.