Need Help Finding A Lender! Cincinnati, OH
Hey BP Family,
For the past 6 months I have been analyzing many properties through BiggerPockets Rental property calculator and my own personal excel sheet made with the help of one of my mentors. Since then I have found a few properties that I am willing to make an offer on but need a pre-approval and proof of finances. I have more than 25% of cash on hand for down payment and a credit score above 720. My presentations are good but all the banks keep telling my that my debt to income ratio "isn't where they want it to be"...and they will not take the income the property will produce to offset the debt.
Does anyone know of a lender in the Cincinnati, OH area that is willing to work with an ambitious young investor, who is looking to build a long investing relationship?
Open to any other advice as well!