REAL ESTATE LINES OF CREDIT │ 888-454-3001 │ www.OracleLoans.com
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Here at Oracle Loans we offer a unique solution for real estate investors seeking financing without the hassle and uncertainty of traditional lending. Among these programs one truly stands apart from the rest; the Real Estate Investor Business Line of Credit which is specifically designed for real estate investors who engage in both fix & flip and fix & hold. This program offers a hassle-free experience for real estate investors who want to use their business to access credit without having to worry about the time, costs, and documentation requirements often associated when getting a mortgage, loan, or home equity line of credit.
The beauty with this program is that there's no income verification, no financial documentation, and is 100% unsecured which means there is no collateral requirement. Also, since these credit lines do not report to your personal credit report it will not affect future financing transactions, such as getting a mortgage.
Because of this flexibility it comes as no surprise that our most popular clients include real estate investors. Whether seeking to fix and flip, or fix and hold, this program allows investors to have open credit lines to make repairs or improvements not only for current projects, but future projects as well. To apply please complete the Real Estate Investor Pre-Approval Form by clicking here or call us directly at .
Whether you were turned down in the past due to the property type being ineligible, LTV was too high, DTI / DSCR was too high, ARV wasn't within range, or qualifying income was too low, the Real Estate Investor Line of Credit bypasses all of those major obstacles and lets you stay on track to accomplish your goals; whether it be rehabbing a rental or finalizing a flip.
As always, it's important to first know whether the basic lending criteria matches your scenario. Please refer below for an overview of the Real Estate Investor Business Line of Credit: