Gap funding or hard money for small apt building in St Louis

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Have a small apartment building that I am looking to buy with a friend (local to STL) who has experience rehabbing these kind of properties as he has done it for other people. Purchase price + rehab would be around $250-270k. Spoke to a HML but looking for other options as well. Current HML offer is 70% purchase price + 60% rehab. Wanted to see if that is the limit of all HML.

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