Commercial Financing in California
This is Carlton:
He's been in commercial real estate finance in Southern California for over 25 years, primarily lending on behalf of banks and credit unions. When you've been in the business for that length of time, you've seen and dealt with a lot of situations.
Take for instance, a construction project with challenges related to uncertain environmental issues. In certain instances an experienced capital advisor can suggest a work around with lenders who have a blanket policy for environmental hazards to mitigate that issue before a Pandora's Box is opened with a Phase I.
An experienced capital advisor can also suggest and make the case to a lender for a lesser known alternative to obtaining SNDAs or why SNDAs should not be required at all.
What if you're looking for a rock-bottom rate but you want to keep open the possibility of selling your property within the next couple of years? There are lenders that lend at competitive terms but without the typical pre-pay penalties, and others who are open to a revised/negotiated pre-pay penalty schedule.
These are just a couple of the many little things you learn over a long career in real estate finance. If you've been in real estate for any amount of time, you know that lots of little things add up to become major contributors to your success in the long term.
Why a Capital Advisor?
A commercial property investment is a big deal. Don't execute a deal without working all the angles on financing.
If your commercial property deal is relatively straightforward with strong financials, that means a lot of lenders would like to lend on your asset. In that case, it's in your best interest to let the most competitive lenders in the market compete on the basis of terms and pricing (interest rate).
On the other hand, if your deal has some "hair" on it, a Capital Advisor plays the key role in helping you position the deal in the right way, for the right lender, to accomplish your investment goals.
Carlton is achieving great outcomes for his clients in both scenarios, whether you're looking for max leverage at the lowest possible rate, or need to find a construction lender that will help your project become a reality.
Chat with Carlton
Carlton is available for a no-obligation consultation if you want to hear feedback on how lenders might respond to your financing request. If he can't help arrange capital for your particular project, you'll know that quickly as well. Two ways to test the waters:
1. Submit your California loan request through StackSource. Projects in other states will be paired with other expert Capital Advisors.
2. Give Carlton a call at (310) LOAN OFFICER (562-6633)
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StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century. Learn more at StackSource.com.