Sterling Bank & Trust offers programs targeted for foreign national / foreigner / Self-Employed buyers.

If you have applied for financing with other banks, and was denied, TRY US!  Our Income verification process is fast and flexible.


Our Foreign National Loan Program:

  • Lending in CA, MI, NY, WA
  • 35% down payment up to $2,000,000 Loan amount
  • 1 year, 3 year, and 5 year ARM
  • Rates starting from 4.25%
  • No prepayment penalty for primary & second homes
  • Gift fund is 100% allowed and no seasoning required.
  • No Minimum FICO or SSN requirement


For more info, contact Alex Kim at 949.559.5792 or email [email protected]