Our approach to lending is different. Turn challenges into opportunities.

California Hard Money Loan Solutions

We structure competitive rates and flexible terms with no upfront fees on fixed-rate loans against residential and commercial investment real estate, for borrowers seeking a simplified underwriting process based on collateral and ability to pay.

Here Are Some Examples.

Mobile Home Park

Loan Amount: $250,000 | Purchase Porterville, CA | 1031 Exch.

Deal Summary

Manufactured SFR

Loan Amount: $510,000 | R&T

Wildomar, CA | Blanket Loan

Deal Summary

Commercial Mixed-Use

Loan Amount: $600,000 | Bridge

Fontana, CA | Value Add

Deal Summary

Luxury Rental

Loan Amount: $175,000 | 2nd TD

La Jolla, CA | Cash-Out

Deal Summary

Have a Loan Scenario like these?

We Can Help You With

  • Fix & Flip [Rehab] or Hold
  • Probate Estate
  • Trust-owned Property
  • Blanket Loans
  • Portfolio Rental Loans
  • Modular & Manufactured

Loan Highlights

  • Quick Closings
  • Flexible Underwriting
  • Competitive Rates
  • No Upfront Loan Fees
  • No Min FICO Score
  • Almost Any Property Type

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.


Jo-Ann Lapin | MLO/AE

714-838-1474 ext. 102

[email protected]

DRE License ID: 01203203

NMLS I.D. Number: 258823

Copyright © 2020 Hanover Mortgage Company.
California Department of Real Estate, real estate broker license #014100448.
NMLS I.D. number: 337458

Disclosure: All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 or email

back with your scenarios or questions.