Direct- 203-741-9869 or [email protected]

-Fix & Flip - Refinance (Cash out or Rate and Term) - Buy and Hold - Refi & Rehab- For 1-4 Family, and Commercial 5+ Apartments/mixed use

Purchase and Rehab:

- Max Loan 90% of Purchase Price / 100% of Rehab Cost

- 12 month term, interest only payments, minimum FICO of 650

- NO INTEREST charged on rehab portion until funds are drawn!

- Rates from 8.99%

- NO TAX RETURNS OR INCOME REQUIRED!

- QUICK CLOSINGS!

Available in AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, WY

Minimum loan amount of $75k

Long Term 30 Year Loans for Non-Owner Occupied Properties:

80% LTV for Purchase or 75% LTV Refinance Cash Out

Low Rates start at 4.75%

30 YEAR FIXED RATE | 3/1, 5/1, 7/1 or 10/1 ARM | Interest Only available

Min loan amount $75,000

Minimum FICO score required of 680

Perfect for refinancing completed rehab projects

Blanket Loans for four or more properties

LOW DOCUMENT – No personal income or tax returns required

Bridge Loan (24 month +12 month option) Guidelines & Pricing:

Loan Amount: $75k-$3M

Minimum As-Is Appraised Value: $75k

LTV of Purchase price: up to 75%

LTV Refinance : up to 70%

LTV Refinance cash out: up to 65%
Collateral: Non-owner Occupied 1-4 Family Residential Properties; Warrantable Condos; Townhomes; Planned Unit Developments (PUDs)

Pre-payment penalty: 5% Prepayment Penalty First 6 Months; No Penalty Thereafter
Rate: Starting at 8.99%


Points: Vary based on loan amount


Credit Score: 650 Minimum

Commercial Apartments 5-20 Units 30 yr Term Guidelines & Pricing:
Loan Amount: $200k-$2M

LTV of Purchase price: up to 75%
LTV Rate and Term refinance: up to 75%
LTV Cash out Refinance: up to 70%
Minimum As-Is Appraised Value: $250k
Collateral:
Commercial apartments 5 – 20 units
Rate: Starting at 5.25%
Points: Vary based on loan amount
30 Year Term w/ Multiple Amortization Options
5 Year Interest-Only Option (25 Year Amortization Post-IO Period)
7 Year Interest-Only Option (23 Year Amortization Post-IO Period)
10 Year Interest-Only Option (20 Year Amortization Post-IO Period)
5/7/10 Hybrid ARM Options (Fully Amortizing)
Credit Score: 680 Minimum
No pre-payment penalty



Available in AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, WY
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Call Cheri at 203-741-9869 or cheri