Hey! I am Ralph, a successful serial entrepreneur and real estate expert. After growing up struggling financially, I knew I wanted more for myself. Now I am the President of Home Qualified, a digital resource for buyers and sellers, and Vice President of Cardinal Financial, a nationally recognized mortgage loan company. Recently, I launched a mentoring program for inner-city young adults called “The Generation Disruptor Scholarship Program, with the goal of educating students on how to get into the real estate industry, break generational curses, and to cultivate leaders in their community.