Hard Credit Inquiries that Lead Nowhere...
When I was younger, before I knew that hard credit inquiries had any affect on credit -before I even knew that you couldn't get credits cards without having any credit score, I applied for a few things and now I have 5 or 6 hard credit inquiries on my report. I don't even remember for applying for 5 or 6 things, but they're there on my credit report. To my understanding, 5 or 6 hard inquiries aren't good.
The thing is, I have no credit report other than these hard inquiries. I have no credit score- no credit built and no credit lost. The only bills I have ever had are my phone bill, Netflix bill, and an identification protector bill... none of which are/were ever paid late.
Im wondering: When I do start to build credit, will these hard inquiries affect my credit score? If so, to what extent?
Thanks!
-Emily