Newbie- Question on downpayment for rentals

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Hello im new to real estate investing and im looking into buying a rental property for $120,000. A 4 bedroom, 3 bath single family house. Most banks ive checked out want 10% for investment properties, which would equal $12,000. Im looking for ways to come up with this downpayment without dipping into my savings, can someon e please give me some advice? Thanks

You may want to try a piggy-back loan. In essence you finance the down payment as well. Although the interest on the second loan is usually higher. Just an idea. I know someone who did that with a home loan and it worked out quite well for them.