Everything else okay, but extra addresses on credit report?
The applicant listed one rental address on their rental history and said they were living in Brazil before then. But when I pulled the credit report there are other Florida addresses listed from years ago. I checked their reference for their current address (an apartment complex in this area) and the reference came back fine (paying on time, etc.). But on the criminal there is a speeding ticket from ten years ago that lists a South Florida address that is not on the application.
Should I approve if the employment verification comes back okay, or reject, or try to get more info. from the applicant on the addresses? Credit was so so--not horrible, but on $800 item currently listed as in collection, and one charge off from 10 years ago for $5000 from Chase Bank. No credit score listed. Thanks.