I am curious if anyone has any experience with this. I am very interested in looking at getting a duplex, triplex, or 4-plex but my situation wouldn't allow me to actually live in one of the units to get the more borrower friendly loan.

My question is, has anyone ever had someone partner with you on a deal like this just so the other person can live in the unit? They bring no money to the deal, no knowledge of how it really works but they are just there to get the cheaper loan. I have a handful of people who I know who would love some cheap housing so the right pitch could work but I wanted to see if the community had any experience or advice with this idea.