Change in home insurance policy - "no medical payments to others"

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My insurance company keeps significantly increasing the premium to one of my rental properties every year so I have started looking into other insurance companies. The insurance company with the lowest quote right now is Gulf States Insurance. Everything regarding coverage will stay the same except there will be no "Medical payments to others" coverage. Is there any reason to not go with this policy because of this? Anyone have issues with Gulf States Insurance?

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