HouseHacking - Leases?

[Toni Baca]

Just bought my first house hack in Colorado! I am writing leases for 3 tenants and am wondering what I should change/add to the lease if anything? 

My plan is $800 month to month for the first two months then $775 if signing a 6 month or year lease. Utilities (Electric/Water are split 4 ways and Internet/Trash/Recycling are included.)

How do I structure the split of utilities?

Do I add a rental insurance clause? 

Anything else I should change since I'll be living on the property with the tenants?

Thanks for all the tips :)